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	<title>Scott Sanfilippo &#187; delray beach</title>
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	<description>Curmudgeon at Large</description>
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		<title>&#8220;Happy New Year.&#8221;  Or, &#8220;Good Riddance, Now Lets Move On.&#8221;</title>
		<link>http://www.scottsanfilippo.com/2010/01/happy-new-year-or-good-riddance-now-lets-move-on/</link>
		<comments>http://www.scottsanfilippo.com/2010/01/happy-new-year-or-good-riddance-now-lets-move-on/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 00:06:26 +0000</pubDate>
		<dc:creator>Scott Sanfilippo</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[2010]]></category>
		<category><![CDATA[air travel]]></category>
		<category><![CDATA[chihuahua]]></category>
		<category><![CDATA[citizens voice]]></category>
		<category><![CDATA[corrupt judges]]></category>
		<category><![CDATA[corruption probe]]></category>
		<category><![CDATA[delray beach]]></category>
		<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[greg skrepenak]]></category>
		<category><![CDATA[luzerne county]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[Rachel Uchitel]]></category>
		<category><![CDATA[tiger woods]]></category>

		<guid isPermaLink="false">http://www.scottsanfilippo.com/?p=1566</guid>
		<description><![CDATA[<p>Ok, so I&#8217;m a couple days late bidding 2009 a fond farewell.</p>
<p>Well, it&#8217;s not a “<em>fond</em>” farewell.  It&#8217;s more like good riddance, thank God it&#8217;s over and lets move on.</p>
<p>The year that just passed is one that contained moments I&#8217;d like to remember and moments I pray to forget.  I sold one of ... <font color="red">Continue reading <a href="http://www.scottsanfilippo.com/2010/01/happy-new-year-or-good-riddance-now-lets-move-on/">&#8220;Happy New Year.&#8221;  Or, &#8220;Good Riddance, Now Lets Move On.&#8221;</a></font>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.scottsanfilippo.com/wp-content/uploads/2010/01/Baby-New-Year-2.jpg"><img src="http://www.scottsanfilippo.com/wp-content/uploads/2010/01/Baby-New-Year-2-170x300.jpg" alt="" title="Baby New Year 2" width="170" height="300" class="alignright size-medium wp-image-1568" /></a>Ok, so I&#8217;m a couple days late bidding 2009 a fond farewell.</p>
<p>Well, it&#8217;s not a “<em>fond</em>” farewell.  It&#8217;s more like good riddance, thank God it&#8217;s over and lets move on.</p>
<p>The year that just passed is one that contained moments I&#8217;d like to remember and moments I pray to forget.  I sold one of <a href="http://www.solidcactus.com?Scottsanfilippo.com">my businesses</a> which relieved me of a great deal of stress while at the same time dealing with the end of a 16-year relationship that forced me to start my life anew.</p>
<p>Always up for a challenge, I faced what was thrown at me head-on, recreating myself every step of the way.  I took on a new role in the company I helped build over the last seven years, one with less responsibility so I can one again enjoy what I do.  </p>
<p>I bought a new home and started a new life in south Florida where the weather is warmer, my mood is better and my productivity is, well&#8230; up.  I kept my home in Scranton and rack up the <a href="http://www.airtran.com">frequent flyer miles</a> traveling back and forth each week to spend a few days in the office and to enjoy the company of my two Chihuahua&#8217;s who haven&#8217;t made the move to Florida yet.</p>
<p>I refinanced <a href="http://www.bankatfidelity.com?scottsanfilippo.com">my mortgage</a> from some crazy rate in the high 7&#8242;s to something around 5.  I was told that I was acting “<em>responsible</em>” by doing that, so it made me feel good, and it leaves me with more money at the end of the month to squander on vices such as&#8230;. well, let&#8217;s not go there.</p>
<p>I still didn&#8217;t get to the dentist for this toothache that has plagued me since after Thanksgiving.  I&#8217;m still waiting for the dentist to respond to the “Contact Us” form I submitted on his website and the note I posted on his <a href="http://www.facebook.com">Facebook</a> page.  I have an <a href="http://www.apple.com/iphone">iPhone</a> and since every phone call I make or receive with <a href="http://www.attwireless.com">AT&#038;T</a> gets disconnected, so I have to resort to other means of communication.  So when my upper right molar falls out due to rot, I&#8217;ll blame <a href="http://www.apple.com">Apple</a>.</p>
<p>I enjoyed blogging about all the <a href="http://www.citizensvoice.com/news/corruption-probe?scottsanfilippo.com">corruption in Luzerne County</a> that was finally brought to light in 2009.  It makes me happy to see people like Greg Skrepenak, Jeff Piazza and all these other small-time gangsters who think they&#8217;re Al Capone get caught with their fingers up their ass.  I&#8217;m still waiting for one person in particular to get nabbed, who will remain nameless, but those close to me know exactly who he is.  </p>
<p>I&#8217;m looking forward to 2010 to see how many more skanky women will say they got their hands on Tiger Wood&#8217;s club. I&#8217;m scared to see just how bad President Obama is going to wreck the health care system, which makes me want to get this tooth looked at even sooner.  I&#8217;m not looking forward to the day when the terrorists finally do carry out another attack on the United States.  We dodged a big bullet on Christmas Day because of multiple failures in the government, and being a man of very little faith,  I don&#8217;t feel all that safe knowing a plane almost got blown up because warning signs were ignored for months.</p>
<p>It&#8217;s time to move forward.  </p>
<p>Time to forget the mistakes of the past and concentrate on not making them again in the future.</p>
<p>So start working on that.  </p>
<p>As for me, I&#8217;m still going to be the crazy, miserable, son-of-a-bitch you&#8217;ve come to know and love/hate.  After all, everybody can&#8217;t buy into this “new year – new you” crap you know!</p>
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		<title>UPDATE: When did customer service become a four-letter word?</title>
		<link>http://www.scottsanfilippo.com/2009/12/update-when-did-customer-service-become-a-four-letter-word/</link>
		<comments>http://www.scottsanfilippo.com/2009/12/update-when-did-customer-service-become-a-four-letter-word/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 00:35:00 +0000</pubDate>
		<dc:creator>Scott Sanfilippo</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[amtrust]]></category>
		<category><![CDATA[delray beach]]></category>

		<guid isPermaLink="false">http://www.scottsanfilippo.com/?p=1432</guid>
		<description><![CDATA[<p>When I closed on my new home in Delray Beach, FL, I wrote about the horrible experience I had with the bank I used for my mortgage, Amtrust.  So it came as no surprise when on Friday, the feds closed Amtrust adding it to the list of failed financial institutions. </p>
]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.scottsanfilippo.com/wp-content/uploads/2009/12/amtrust_logo.gif" alt="amtrust_logo" title="amtrust_logo" width="224" height="46" class="alignright size-full wp-image-1434" />When I closed on <a href="http://www.scottsanfilippo.com/2009/10/a-very-moving-weekend/">my new home</a> in Delray Beach, FL, I <a href="http://www.scottsanfilippo.com/2009/10/when-did-customer-service-become-a-four-letter-word/">wrote about</a> the horrible experience I had with the bank I used for my mortgage, <a href="http://www.amtrust.com">Amtrust</a>.  So it came as no surprise when on Friday, the feds closed Amtrust adding it to the list of failed financial institutions. </p>
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		<title>A Very Moving Weekend</title>
		<link>http://www.scottsanfilippo.com/2009/10/a-very-moving-weekend/</link>
		<comments>http://www.scottsanfilippo.com/2009/10/a-very-moving-weekend/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 02:47:21 +0000</pubDate>
		<dc:creator>Scott Sanfilippo</dc:creator>
				<category><![CDATA[Personal]]></category>
		<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[best buy]]></category>
		<category><![CDATA[boca beach club]]></category>
		<category><![CDATA[boca raton]]></category>
		<category><![CDATA[convertible car]]></category>
		<category><![CDATA[delray beach]]></category>
		<category><![CDATA[home depot]]></category>
		<category><![CDATA[lcd television]]></category>
		<category><![CDATA[led television]]></category>
		<category><![CDATA[palm beach]]></category>
		<category><![CDATA[plasma television]]></category>
		<category><![CDATA[publix]]></category>
		<category><![CDATA[samsung]]></category>
		<category><![CDATA[taboo]]></category>
		<category><![CDATA[worth avenue]]></category>

		<guid isPermaLink="false">http://www.scottsanfilippo.com/?p=1066</guid>
		<description><![CDATA[<p>What a wild weekend.</p>
<p>I closed on my new townhouse in Delray Beach, FL on Tuesday and managed to move everything from my old condo in Palm Beach in just one day.  Granted I felt like a gypsy driving a convertible overflowing with suitcases full of my belongings, but if it weren&#8217;t for a car ... <font color="red">Continue reading <a href="http://www.scottsanfilippo.com/2009/10/a-very-moving-weekend/">A Very Moving Weekend</a></font>]]></description>
			<content:encoded><![CDATA[<p>What a wild weekend.</p>
<p>I closed on my new townhouse in <a href="http://mydelraybeach.com">Delray Beach, FL</a> on Tuesday and managed to move everything from my old condo in Palm Beach in just one day.  Granted I felt like a gypsy driving a convertible overflowing with suitcases full of my belongings, but if it weren&#8217;t for a car without a roof my move would have been more complicated.</p>
<p>I had to buy new televisions so I went to <a href="http://www.bestbuy.com">Best Buy</a> and made my selection based on the size of the box that would fit in my car.  Not a bad way to make a purchase.  I walked out with two <a href="http://www.samsung.com/us/consumer/tv-video/televisions/led-tv/UN40B6000VFXZA/index.idx?pagetype=prd_detail">Samsung, 40&#8243; LED televisions</a> that have amazing picture quality, are super-slim and incredibly light.  They fit in the car perfectly, except they had to go in on an angle, which is another reason I went with the LED over a LCD or plasma which have to remain level and upright.</p>
<p>When I got them home, I had to screw the stands mounting plate to the back of the television.  Not a major thing.  Except I didn&#8217;t have a screwdriver.  I thought I pulled this thing off without a hitch, and bingo, sidelined by a Phillips head screwdriver.  Off to <a href="http://www.homedepot.com">Home Depot</a> and a few minutes later, mission accomplished.  </p>
<p>I sat back Saturday night with a sense of accomplishment as I ate a not-so-good Italian sub from <a href="http://www.publix.com">Publix</a> thinking that normally I would be at <a href="http://www.taboorestaurant.com">Taboo</a> on Worth Ave in Palm Beach enjoying prime rib.  Albeit, I was too damn tired to even eat the sub yet alone get dressed and go out for dinner.</p>
<p>I crashed and woke up Sunday morning to a simply gorgeous day.  Before I headed to the <a href="http://www.bocabeachclub.com">Boca Beach Club</a>, I shot some video of my new place to satisfy the curious who kept asking me what it&#8217;s like.  I think it&#8217;s awesome!  My next mission is to explore the neighborhood, find the good places to eat and learn the first name of every bartender in a 10 block radius.</p>
<p>I&#8217;ve got a lot of work yet to do.</p>
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		<title>When did customer service become a four-letter word?</title>
		<link>http://www.scottsanfilippo.com/2009/10/when-did-customer-service-become-a-four-letter-word/</link>
		<comments>http://www.scottsanfilippo.com/2009/10/when-did-customer-service-become-a-four-letter-word/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 20:56:53 +0000</pubDate>
		<dc:creator>Scott Sanfilippo</dc:creator>
				<category><![CDATA[Ramblings]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[amtrust]]></category>
		<category><![CDATA[bad service]]></category>
		<category><![CDATA[delray beach]]></category>
		<category><![CDATA[independence title]]></category>
		<category><![CDATA[keyes realty]]></category>
		<category><![CDATA[palm beach]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate agent]]></category>

		<guid isPermaLink="false">http://www.scottsanfilippo.com/?p=1022</guid>
		<description><![CDATA[<p>Anyone who has done business with or worked with me knows that I take customer service very seriously.  In business I don’t create policies that aren’t customer friendly and I don’t tolerate team members who don’t embrace my “<em>above and beyond</em>” philosophy for making a customer happy.  </p>
<p>I created the “<em>above and beyond</em>” ... <font color="red">Continue reading <a href="http://www.scottsanfilippo.com/2009/10/when-did-customer-service-become-a-four-letter-word/">When did customer service become a four-letter word?</a></font>]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.scottsanfilippo.com/wp-content/uploads/2009/10/bad-customer-service-300x225.jpg" alt="bad-customer-service" title="bad-customer-service" width="300" height="225" class="alignright size-medium wp-image-1035" />Anyone who has done business with or worked with me knows that I take customer service very seriously.  In business I don’t create policies that aren’t customer friendly and I don’t tolerate team members who don’t embrace my “<em>above and beyond</em>” philosophy for making a customer happy.  </p>
<p>I created the “<em>above and beyond</em>” concept of customer service when I started my first business in 1994: </p>
<ul>
<li>Give your customer’s the service they not only expect, but deserve.</li>
<li>Exceed your customer’s expectations in every interaction.</li>
<li>Treat every customer with the same courtesy you would expect in return. </li>
</ul>
<p>Thirty-eight days ago I embarked on a journey that right up until the very last minute, proved to me that customer service may be dead.  Some businesses and their employees just don’t get the fact that if it weren’t for customers, they wouldn’t have a paycheck.</p>
<p>My journey begins with my desire to move from Palm Beach further south to Delray Beach, FL. I enlisted an awesome Realtor, <a href="http://www.facebook.com/home.php?#/profile.php?id=1147992940">Scott Stiepleman</a>, from <a href="http://www.keyes.com/">Keyes Realty</a>, who came highly recommended from a close personal friend of mine (thanks for the referral <a href="http://www.twitter.com/candypam">Pam</a>!). </p>
<p>When Scott found me the perfect place to call home it was time to arrange financing.  Using his recommendation, I called <a href="http://www.amtrust.com">AmTrust Home Mortgage</a>, who is a big lender in southern Florida and has several offices in the area.  Scott worked with them in the past and never had any issues with them.  Until now.</p>
<p>Before I get into the details, I want to be perfectly clear that southern Florida has seen a tremendous amount of foreclosures, short sales and real estate crises’ due to the overbuilt market.  Banks have the right to be picky with who they lend to down here but that does not give them the freedom to treat customers like, well, you know what.</p>
<p>When I called the mortgage broker, who I will call “Betty,” she was more than happy to get my business and promised that we can make this deal happen quickly, painlessly and within the 30 days as stipulated in the sales contract.  Her responsiveness in the beginning was great.  Phone calls and emails were answered quickly and voice mails were returned promptly.  But once the commitment was there and it was too late for me to start looking for another lender, Betty became the prime example of customer service gone bad.</p>
<p>Along with the standard application, I had to provide volumes of information detailing my finances and business interests for the underwriting department.  The requested information was always sent within hours.</p>
<p>Betty, however, seemed to have a problem keeping all the information I would send her.  On at least three separate occasions, Betty requested information that she already had received, sometimes requesting the same information multiple times!  Several times I replied to her request with, “<em>you already have that</em>” and would receive a, “<em>you’re right, sorry.</em>”</p>
<p>In the middle of the process, Betty went on vacation.  Talk about throwing a monkey-wrench into things.  While she was away, her replacement took over and started asking for things that Betty already received once or twice.  </p>
<p>Knowing that we had 30 days to close the deal, I was becoming increasingly frustrated with Betty.  Emails went back and forth between her, Scott, my attorney Todd Surber from <a href="http://www.indytitle.com/">Independence Title</a> and the seller’s agent.  We all were getting frustrated and just wanted to get to closing and put this behind us, but the nightmare continued.</p>
<p>I reached my limit when seven days before closing, I get an email from the person handling the closing at AmTrust asking for my email address. <strong>Yes, I received an email asking for my email address!</strong></p>
<p>Closing was scheduled for Friday, October 16th and it was supposed to be done via <a href="http://www.fedex.com">FedEx</a> since I would not be able to be there in person.  Tuesday, Wednesday and Thursday, all of us were asking Betty, “<em>are we closing on Friday?</em>”  With no answer coming from Betty, my attorney had no choice but to file for an extension, with the closing date moved to Tuesday, October 20th.  This did not make me, the seller and the seller’s agent happy, but what choice did we have, we were at the mercy of AmTrust.</p>
<p>11am Tuesday arrives.  All interested parties are gathered to make the deal happen.  Papers are signed but AmTrust did not wire the money needed to close.  Frantically, everyone starts calling Betty to find out what happened.  Guess what?  Betty is nowhere to be found.  Her office line rings to voice mail (which she finds time to update on a daily basis with the “<em>today is Tuesday, October 20th and I’m in the office all day</em>” greeting, but she can’t find time to return a phone call).  Her cell phone rings but goes to voice mail as well. </p>
<p>After trying for an hour to reach someone at AmTrust, we were able to contact the person who emailed me for my email address.  She then initiated the wire transfer and funds were disbursed ending the worst customer experience I ever encountered.  </p>
<p>Betty violated every principal of my “<em>above and beyond</em>” philosophy for customer service:</p>
<ul>
<li><strong>She did not</strong> give her customer the service he not only expected, but deserved.</li>
<li><strong>She did not</strong> exceed her customer’s expectations in every interaction.</li>
<li>
<strong>She did not</strong> treat her customer with the same courtesy she would expect in return. </li>
</ul>
<p>But most importantly, Betty made her company look bad and turned off a brand-new customer.  For all I know, AmTrust could be the best bank to deal with.  But for me, Betty <strong>was</strong> AmTrust and my experience with her makes me believe that they are not the best bank to deal with.</p>
<p>The team that I had working for me, Scott and Todd, went above and beyond and I would recommend them to someone looking to buy or sell a home.  Betty could have turned this experience into an opportunity to gain future business not only from me but also from Scott and Todd, but I don’t think that will be happening anytime soon.</p>
<p>In today’s economy, businesses are all fighting for the sale.  Times are tough and we all need to work harder to gain our customer’s trust and ultimately their business.  If you’re company has a “Betty,” you may not know it until it’s too late and she costs you business.  It may be time for you to give your business a customer service checkup.  How?</p>
<ul>
<li><strong>Sit in your customer service department for a day</strong> and listen to what goes on and how your people interact with customers.</li>
<li>If you have the capability to <strong>monitor customer service calls</strong>, do it!</li>
<li><strong>Review your customer service policies</strong> and see if they are “customer friendly” or brick walls.</li>
<li>
<strong>Talk to your customers!</strong>  Pick some at random and call them to learn about their experience with your company.</li>
</ul>
<p>All of us work hard day in and day out to make a sale and earn a buck.  Don’t let a “Betty” come between you and your company’s success.</p>

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