On Sunday I’m going to give the Savo Auctioneers a call on their weekly “Cash or Trash” show on WILK Newsradio to inquire about a specific item that I’m looking for. It’s a rather unique item and there probably aren’t too many of them out there, but I think they may be able to help.
What is this item I’m in search of?
A magic lamp.
You see, I’m in need of three wishes. Well, actually only one, but I’m sure I could come up with another two if I happened to get my hands on a magic lamp.
My search for this carefully crafted piece of ornate brass began shortly after hearing that the F-list, pseudo-celebrities, the Kardashian’s, have put their name on a credit card that is designed to make them and the bank money, while the cardholder gets shafted.
Wishing the Kardashian’s would fade away quietly into the vast wasteland of wanna-be celebrities with a line of cheap perfume and clothing sold at Walmart, is probably one that many of us share. These out-of-touch with reality, realtity tv cultists have managed to make money off networks who opt for low budget programming to fill time.
But alas, it’s time to take a look at the one piece of the Kardashian’s life that’s pushing me to making that call to the Savo boys – the “Kardashian Kard.” The piece of plastic spelled with two K’s like it’s some type of cheap novelty they’re partnering with Target to sell.
The card is billed as “a prepaid card that allows cardholders to make purchases, obtain money at ATM’s, send and receive money instantly from a mobile phone, online, or anywhere Debit MasterCard is accepted worldwide.” Even those fans with bad credit can apply as “there are no credit checks, or ChexSystems or employment verification.”
The card’s website promotes the fact that there are no overdraft fees, no minimum balance and no bounced checks – there can’t be, because the card requires cash in an account unlike a traditional credit card. But what about fees? Those charges that are often times hidden in the micro print of the cardholder agreement that nobody reads, in the case of the Kardashian’s, there are plenty:
- Want the card? Sure, that will cost you a $9.95 “One-Time Card Purchase.” In other words, a setup fee.
- The card costs $7.95 a month to use. You pay up front for it either in a 6 or 12 month package, then after that term expires, the monthly fee applies.
- Need to replace a card, no problem. It’s only $9.95.
- Need to withdrawl cash at an ATM? No problem. It will cost you $1.50.
- Need to check your balance at an ATM? No problem. It will cost you a buck.
- Need to buy a quart of milk at the corner store? No problem. It will cost you a buck.
- Did that transaction just decline? Oh no! Oh yes, even though you didn’t make a purchase, that decline just cost you a buck.
- Need to transfer money to/from your checking or savings account? No problem. It will cost you a buck.
- Need to load money onto your prepaid Kardashian Kard? No problem. That costs a buck too.
- Want to transfer money from another credit card to your Kardashian Kard? Oh, that’s no problem. It will cost you a buck plus 2.5% of the transaction.
- Want to call in and talk to a customer service rep about your account? Like cheap phone sex, it will cost you. But hey, it’s only $1.50.
- Had enough of the Kardashian Kard and want to cancel? Oh, they would be more than happy to help you with that request – for six bucks.
Here is a complete list of fees – https://kardashiankard.com/KKard_Fee%20Schedule.pdf
For putting their name and mugshots on the card, the family I love to hate, is going to make some scratch off the poor, unassuming, “fans” who may flock to put the card in their wallet while being completely oblivious to the outrageous fees associated with it.
While the economy continues to suffer, gimmicks like this only promote irresponsible spending. There are obviously much better pre-paid credit cards out there for those who need this type of card. But if you feel that every time you make a purchase you need to further support the high maintenance lifestyle of three talentless hussies, apply today.